This is a sponsored post written by me on behalf of Bank of Hawaii. All opinions are 100% my own.
Financial wellness has been a main priority in our household lately. With Hailey going off to college soon, there is still so much I want to teach her about life and all the things I wished I knew when I was her age. My advice to her is to always think big, follow your dreams, work hard and “Go LIVE YOUR BEST LIFE !” Yes, all things are possible when you believe in yourself, find your passions, and do what you love.
However, financial literacy is also important.
To help us take charge of our financial goals, we just started using the Bank of Hawaii’s online financial wellness center together.
It has given us simple tools to understand things we all should be taught from high school, like budgeting basics, savings solutions, understanding credit, dealing with debt, and retiring well. It’s empowering to understand money and take control of your personal finance.
Here are ways that have helped us better manage money and understand our personal finances:
Check out the Bank of Hawaii Financial Wellness Center to learn the 5 building blocks for financial wellbeing.
Take a Bank of Hawaii online mini masterclass can help give great advice on how to manage your basic finances so you can “Live Your Happy” too.
Learn to create a budget: Distinguishing between "needs" and "wants" will help you live within your means.
Learn savings solutions. Start to create short-term savings goals: Instead of the pressure of intimidating long-term saving goals, create manageable short-term goals, such as setting aside $20 or $50 a week or month.
Understand credit, how to build it and why it matters.
I hope this can help your family LIVE YOUR HAPPY too…….
XOXO,
crystal + hailey
